Startup USA Guide
Part B · Startup-relevant scheme

Federal Bonding Program (Federal Bonding)

Department of Labor

Other Growth / Scaling

Created in 1966, the Federal Bonding Program provides no-cost fidelity bonds covering an employer's first six months with a new hire from a high-risk-to-hire population, insuring against employee dishonesty such as theft, forgery, and embezzlement.

Type of support
Other
Best suited for
Growth
Headline amount
N/A — free insurance coverage, not direct funding
How much
Free (typically up to $5,000 in bond coverage)

Objectives

Remove the specific insurance-risk objection employers raise about hiring justice-involved individuals and other job seekers who face structural hiring barriers.

Who can apply?

  • Employer hiring a job seeker who is otherwise not eligible for standard commercial fidelity bonding — most commonly justice-involved individuals.
  • No cost to either the employer or the job seeker.

What do you get?

  • 100% fidelity-bond coverage with no deductible for the employer.
  • Covers the first six months of employment at no cost.
  • 70,000+ bonds issued since inception with a 99% success rate (1% of claims processed).

How to apply

Contact your state's Federal Bonding Program coordinator or local American Job Center before the hire starts.

Go to official portal